Real Estate & Hospitality

Global Risk Solutions Products
real estate & hospitality

Overview

With a collaborative approach and empowered underwriters, Endurance’s Real Estate & Hospitality Insurance team truly understands the complex exposures of this market. Focused on U.S. domiciled risks, we work exclusively through retail brokers to deliver superior service to address each client’s unique risk needs.

Target Classes

We focus on the following target classes:

  • Real Estate Funds
  • Real Estate Investment Trusts (REITs)
  • Global Real Estate Service Firms
  • Building Owners
  • Arenas/Venues
  • Museums/Art Centers
  • Golf Club Owners/Operators
  • Hotel Owners
  • Hotel Operators
  • Hotel Brands
  • Property Managers
  • Restaurants
  • Cultural Institutions
  • Gaming/ Casinos
  • Parking Operators

Coverage Features

  • Focus on middle market and large commercial accounts with minimum annual Property & Casualty premium of $250K or greater
  • Guaranteed cost and all alternative risk transfer mechanisms (deductibles, SIR , retro rating plans and captive programs)

Significant Capacity

We take a unique approach, offering comprehensive coverage across all lines of business to the Real Estate & Hospitality market. We offer significant capacity in the following product lines:

  • Property - up to $300M AOP / $25M CAT
  • General Liability - $1M limit, can increase based on risk (admitted only)
  • Package - same as Property and GL
  • Auto - $1M limit, can increase based on risk
  • Workers’ Compensation - statutory limits 
  • Umbrella / Excess Casualty - $25M
  • Professional Lines - $25M
  • Environmental - $25M
  • Builders’ Risk - same as Property
  • Surety - depending on bonding needs
  • Weather Protection - $50M limit, can increase based upon risk

Value Added Service

Endurance Global Risk Solutions’ approach is to forge a long-term holistic trading partnership with each account, not based on individual products, rather by offering all lines of business through a multidisciplinary specialty team with a focus on one industry vertical.

We are committed to providing our clients with:

  • Empowered real estate and hospitality underwriters who have authority at the point of sale
  • Loss control resources specializing in risk management programs tailored to the needs of this client segment
  • Dedicated in-house claims staff with strategic partnerships with outside counsel specializing in real estate and hospitality claims
  • An operations team with deep expertise that truly understands and can quickly respond to policy requests and handle