Insurance

Professional Lines Insurance

Professional Liability

Endurance U.S. Insurance Operations focuses on complex accounts and is committed to serve the varied property and casualty exposure needs of our wholesalers and their customers. Applying constant and thoughtful attention to changes in the market, we provide significant market capacity, a consistent underwriting approach and timely coverage responses.

Overview

Open to risk consideration across the U.S., our professional lines division entertains most classes of business with a focus on five that are most in demand. Armed with broad underwriting authority, flexibility and creative solutions, we are especially adept at serving sophisticated risk operations with unique coverage needs. Endurance can be accessed through our network of wholesale brokers.

Target Clients

We have a growing appetite for additional classes of profitable business – and value our wholesale partners' ability to alert us to market need and line expansion opportunities.

Insurance-Related Services
  • For each class of business: In-house capacity of $20M
  • Primary and excess
Minimum Premiums and Self-Insured Retentions (For Most Classes):
  • $5,000 minimum premium
  • $5,000 minimum SIR
Coverage Features
  • Insurance agents & brokers, including MGAs and MGUs
  • Third-party administrators
  • Employee benefits and pension plan administrators
  • Loss control consultants and risk managers
Real Estate Related Services
  • Real estate agents & brokers
  • Property managers
  • Developers
  • Construction managers
  • Escrow agents
  • Appraisers
Technology Services
  • Software developers
  • Systems analysts
  • Programmers
  • Data processors
  • Information systems managers
General Consulting Services
  • Management and financial
  • Marketing and sales
  • Regulatory compliance
Media Liability Services
  • Advertising agencies
  • Publishers
  • Public Relations firms
  • Production companies
  • Web designers and developers

Products

Capacity
  • For each class of business: In-house capacity of $20M
  • Primary and excess
Minimum Premiums and Self-Insured Retentions (For Most Classes):
  • $5,000 minimum premium
  • $5,000 minimum SIR
Coverage Features
  • Account specific manuscripted policy forms
  • Continuity
  • Punitive Damages
  • Automatic coverage for subsidiaries
  • True worldwide coverage
  • Personal and advertising injury
  • Breach of privacy
  • Breach of security
  • Intellectual property rights infringement
  • Soft hammer clause
  • Differences in conditions coverage: Broader terms of prior coverage to apply to our coverage
  • Discrimination and dishonesty defense coverage
  • Contingent BI/PD
Submission Requirements
  • Standard professional liability applications and supplements (other professional liability carriers' applications are acceptable)
  • 5 years of currently valued carrier loss runs
  • Copies of standard client contracts
  • Resumes for principals and key employees
United States

Gene Mason

Gene Mason
Senior Vice President,
Professional Liability
Tel No. +1 914 539 4370
Send E-mail